What if I am driving a rental car and someone hits me?
1. If you rent a car and someone runs into you, then you should call 911 and report the accident so that a state trooper or other officer investigates the accident. The investigating officer should issue an initial accident report (also known as a FR-10) and you should turn this form into the DMV or your insurance agent within 15 days from the accident date.
2. You should also get medical treatment immediately. If you are injured, then you should take an ambulance to the emergency room. Sometimes people refuse an ambulance because they hope that they are not hurt or that the injury will get better, but later find out that they are injured. If so, then you should immediately seek medical treatment and follow all recommended treatment including physical therapy, cat scans, MRIs, etc.
3. Also, you should contact the rental agency to report the accident and find out what to do with the rented vehicle.
4. At some point soon after the accident, you should contact a lawyer who has experience in rental car wrecks.
If I rented a car, another car hits me, and that car is at-fault, what type of insurance is available?
If you are injured and not the at-fault driver, then there should be several options for insurance coverage. First, you will need to get the liability limits for the at-fault driver. Second, you may have opted to get insurance coverage when you rented the vehicle. You will need to check with the rental company on the available limits for this policy. Third, you may be able to use your own car insurance depending on your coverage.
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What if someone driving a rental car hits me?
1. If someone driving a rental car hits you, then you should call 911 and report the accident so that a state trooper or other officer investigates the accident. The investigating officer should issue an initial accident report (also known as a FR-10) and you should turn this form into the DMV or your insurance agent within 15 days from the accident date.
2. You should also get medical treatment immediately. If you are injured, then you should take an ambulance to the emergency room. Sometimes people refuse an ambulance because they hope that they are not hurt or that the injury will get better, but later find out that they are injured. If so, then you should immediately seek medical treatment and follow all recommended treatment including physical therapy, cat scans, MRIs, etc.
3. Also, you should contact the rental agency to report the accident and find out what to do with the rented vehicle.
4. At some point soon after the accident, you should contact a lawyer who has experience in rental car wrecks.
If I am injured and not at-fault in a car wreck, what type of insurance is available?
If you are injured and not the at-fault driver, then there should be several options for insurance coverage. First, you will need to get the liability limits for the rental car driver. Second, the rental car driver may have opted to get additional insurance coverage when he/she rented the vehicle. You will need to check with the rental company on the available limits for this policy. Third, you may be able to use your own car insurance depending on your coverage. If you’re not sure of how best to proceed, please call us and we’ll be happy to help you! Stanley Law Firm – 843-390-9111.
