If you’ve been hurt in a car accident, slip and fall, motorcycle crash, or other accident, you may be wondering when you’ll receive your personal injury settlement check. This money can help cover medical bills, lost wages, and other expenses. But the process can take time. In South Carolina, getting your settlement check usually takes a few weeks to a few months after your case settles. Let’s break it down step-by-step so you know what to expect.
Step 1: Reaching a Settlement Agreement
Before you can get a check, you must first reach a settlement. This happens when both sides—your lawyer and the insurance company—agree on how much money will be paid to you.
Sometimes a settlement can happen quickly, especially if the injuries and damages are clear. Other times, it may take longer if there are disagreements about who was at fault or how much your case is worth. Reaching a settlement is the first step, and the time it takes depends on the details of your case.
Step 2: Signing the Release Form
Once a settlement is reached, you’ll need to sign a release form. This is a legal document that says you agree to the amount offered and you won’t sue the other party in the future for the same injury. Your lawyer will explain this form and help you understand what you’re signing. You must sign a release form before any money can be paid out.
Step 3: Insurance Company Processes the Payment
After you sign the release form, the insurance company will begin processing the payment. In South Carolina, insurance companies usually have 30 days to send the check after the release form is signed. However, delays can happen if paperwork is missing or there are mistakes.
Your lawyer will follow up with the insurance company to make sure everything is moving along. Most insurance companies send the check within 30 days, but delays are possible.
Step 4: The Settlement Check Arrives at Your Lawyer’s Office
The insurance company will usually send the check to your lawyer’s office, not directly to you. Your lawyer will deposit the check into a special account. Before giving you your share of the money, your lawyer must take care of a few things. The check goes to your lawyer first, not straight to your bank account.
Step 5: Paying Medical Bills and Legal Fees
Out of your settlement, your lawyer will pay any outstanding medical bills or liens. For example, if your doctor agreed to treat you now and get paid later, your lawyer will make sure they get their money. Your lawyer will also take out their own fees.
Most personal injury lawyers work on a contingency fee, which means they only get paid if you win your case. This is usually around 33% of the settlement, but it can vary. Medical bills and attorney fees are paid out of your settlement before you get your final check.
Step 6: You Receive Your Settlement Check
After all bills and fees are paid, the rest of the money is yours. Your lawyer will write you a check for the remaining amount or transfer the money to your bank account. This final step usually happens about 1–2 weeks after your lawyer receives the check from the insurance company. You’ll get your final payment shortly after everything else is taken care of.
Total Timeline: How Long Does It All Take?
While every case is different, here’s a general timeline:
- Settlement reached: Varies (can be weeks, months, or longer)
- Release signed and sent: 1–2 days
- Insurance company issues a check: Up to 30 days
- Check deposited and bills/fees paid: 1–2 weeks
- You get your final check: Usually within 6–8 weeks after settlement
Some cases take longer, especially if there are medical liens or complicated issues. However, a good personal injury lawyer will work hard to move the process along as quickly as possible. Many clients in South Carolina receive their settlement checks within 6 to 8 weeks after reaching a settlement.
A Personal Injury Lawyer Can Help With the Settlement Process
Waiting for your personal injury settlement check can be frustrating, especially when you have bills to pay. But knowing the steps involved can help you feel more prepared and at ease. An experienced personal injury lawyer will guide you through the process and fight to get you the money you deserve as quickly as possible. With the right help, your settlement process can go smoothly, and you’ll be able to focus on your recovery.
Contact our Little River Personal Injury Lawyers from Stanley Law Firm for Help Today
For more information, please contact Stanley Law Firm to schedule a free consultation with a personal inujury lawyer in Little River, South Carolina, today.
We proudly serve Horry County and its surrounding areas.
Stanley Law Firm – Little River Office
3303 Hwy 9 E
Little River, SC 29566
(843) 390-9111
